I just saw a commercial for freecreditreport.com, and something terrifying struck me, but before I tell you what it was, let me tell you about this glorious pile of dung. (As a quick aside, I watch too much TV. I know it, now you know it, so lets move on.) In this travesty of advertising there is a man singing a song about his girlfriends crappy credit and how it is degrading their living situation from buying a good house in the suburbs to living in her parents basement.
Now I might be way off base here, but it is a pretty big gap between a house in the suburbs and living in your parents basement. I would like to assume that anyone with enough money to afford a house in the burbs, despite their credit score, should be able to live somewhere other than a basement. This was not the part that really bothered me though.
At the end this stupid assed commercial, he sings a little ditty which states, succinctly, that without the perceived anchor chain that was his girlfriend and her oh-so-terrible credit score that he would “be a happy bachelor with a yard and a dog.”
So.
Basically this credit-monitoring website, people with an obvious product to sell, are telling the mainstream population of this country that people with bad credit (defined in the commercial as defaulting on a credit card, which pretty much means I’m complertely screwed) are not worthy of those who would be dragged down by the weight of such a crushing imposition as a loved one with credit issues. Obviously they should monitor their credit, and those of their lovers. This is pretty much…well…completely asinine.
Now, I have had some girlfriends with some pretty shitty credit. And by shitty credit I mean none at all. I would not have ever seen this as an imposition on our relationship or status. Likewise I don’t think that I would hit on a girl with “hey baby, hats your credit score?” Maybe this is because my credit score hovers somewhere around 6 and I’d be hypocritical to do so, or maybe its because having bad credit does (or at least should) not owner a person to a level where they shouldn’t be seen as worthwhile, I don’t know.
Either way, this commercial really made me mad. Not only because of the implications for people with bad credit, but because I know that many of the people in our country are just dumb enough to not give this commercial another thought and think “Hey, yeah, if you have bad credit, you might bring me down, so screw you.”
No, screw you, freecreditreort.com.
Screw you.
